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Total Loss Market Valuation & Settlement Support

A professional market valuation for standard private passenger vehicles—or a complete package that includes the report and appraisal-clause representation when you need both.

When your vehicle is declared a total loss, the settlement offer often understates what a comparable vehicle would actually cost in the open market. I prepare a defensible professional market valuation using comparable listings, book and market research, and a consistent methodology—delivered as a branded report you can use with the carrier.

If you need more than a report—because you have invoked, or plan to invoke, the appraisal clause (right of appraisal) under your policy—I also offer a package that includes the market valuation report and professional representation through the appraisal process.

Option 1 · Report only

Market Valuation Report

$150 flat fee

Online request for a professional total-loss market valuation of a standard private passenger automobile. Secure payment online; confirmation by email.

  • Dedicated online intake (VIN decode, photos, claim details)
  • Market research & comparable analysis
  • Professional branded valuation report (PDF)
  • Suitable for first- or third-party total loss discussions
  • Typical turnaround: within 2 business days after complete intake and payment
Request a valuation — $150

Opens secure intake at tlv.tfautoconsulting.com

Full package
Option 2 · Report + representation

Valuation + Appraisal Clause Handling

$500 flat package fee

One package that includes the Market Valuation Report and professional representation for the appraisal clause process—coordination and negotiation with the adverse appraiser, worked proactively on your behalf.

  • Everything in Option 1 (full market valuation report)
  • Appraisal clause / right-of-appraisal representation
  • Communication and negotiation with the adverse appraiser
  • Proactive follow-up typical of an active appraisal file
  • ! Umpire fees are not included if the appraisers cannot agree

Who this is for: This package is for first-party customers only—you and your own insurer under your policy’s appraisal clause (right of appraisal). It is not offered for third-party claims.

Timing: The valuation report is typically completed within 2 business days after complete intake and payment. Appraisal-clause handling is worked proactively, but overall duration depends on responses from the adverse appraiser and carrier—it is not a fixed 2-day process.

Request the $500 package

Contact me to start — package engagement confirmed before work begins

What this service covers

Intended for

  • • Standard private passenger automobiles
  • • Total loss / ACV-style market valuation disputes
  • • First-party or third-party claims

Not intended for

  • • Large commercial vehicles
  • Classic or collector vehicles
  • Exotic or ultra-specialty vehicles

If your vehicle falls outside standard private passenger scope, please contact me before requesting an online valuation.

How the valuation report works

  1. 1

    Submit online

    Complete the secure intake: contact info, VIN decode, condition, optional photos, and claim details. Pay $150 securely for Option 1 (or use an authorized access code if provided). For the $500 package, contact me to engage representation and confirm next steps.

  2. 2

    Professional analysis

    I research the market, curate comparables, and apply a consistent valuation methodology to form an opinion of market value—typically within 2 business days after complete intake and payment.

  3. 3

    Receive your report — and representation if you chose Option 2

    You receive a professional PDF market valuation report. With Option 2, I also handle appraisal-clause representation: proactive outreach and negotiation with the adverse appraiser (timeline depends on the other party).

Which option should I choose?

Neither option includes umpire fees if the two appraisers cannot agree and an umpire is required later.

Not sure? Contact me and we can sort out the right path.

Prefer to learn the basics first? How insurers value total loss vehicles →

Ready to get started?

$150 market valuation report (online) · $500 package includes the report plus appraisal clause representation